The IPH provides the carrier the opportunity to access best-of- breed payment solutions for three main payment streams of claims, subrogation, and premiums. The IPH allows the carrier to choose a single solution or to combine them based on their needs and requirements.


  • The IPH allows the carrier to meet the needs of a multi-generational policyholder/population by combining checks, cards and ACH processing into each solution.
  • The carrier realizes the benefit and confidence of an organization processing over 400M transactions totaling $1B monthly.
  • Ultimately, the IPH reduces the carrier’s combined ratio with a reduction in expenses and while providing automation to bring additional dollars brought back into the organization through their subrogation process.